Terms & Conditions

Effective Date: March 1, 2024

These Terms & Conditions ("Terms") govern your access to and use of the AI Asset Auto‑Builder Kit, AI Content Mastery and any other Asset Academy product ("Product", "Service", or "Site"). The Service is owned and operated by Asset Academy ("we", "us", or "our"). By purchasing, accessing, or using the Service, you ("you", "User", or "Member") agree to be bound by these Terms of Service.

If you do not agree, do not purchase, access, or use the Service.

1. Digital Product & Service Nature

All offerings within the Asset Academy are digital products and/or done‑for‑you (DFY) services that are delivered electronically and may begin immediately upon purchase.

• Once access is granted (e.g., login credentials issued, course portal opened, DFY Zoom access, or deliverables sent) or service work has commenced, ALL SALES ARE FINAL AND NON‑REFUNDABLE.

• This strict policy protects our proprietary content, prevents unauthorized distribution, and reflects the irrevocable time and labor invested in DFY work.

• By completing a purchase, you expressly waive any statutory or contractual right to cancel, revoke, or obtain a refund once access to or work on the project begins, except where prohibited by law.

2. Payment Authorization & Responsibility

1. Authorization. You authorize Asset Academy (or its payment processor) to charge the payment method you provide for the total amount displayed at checkout, including any applicable taxes and fees.

2. Accurate Billing Information. You agree to maintain accurate billing information. If an automatic payment fails, you must update your payment method within five (5) calendar days; otherwise, your access may be suspended.

3. Subscription Renewals. If you enroll in a subscription plan, charges recur automatically until you cancel in accordance with Section 3. Cancellation stops future charges only; amounts already paid remain non‑refundable.

3. Dispute Resolution

Asset Academy is committed to a fair and transparent resolution process. To protect both parties and reduce fraudulent disputes, you agree to the following:

1. Mandatory Internal Resolution. BEFORE filing a dispute, you must (a) email [email protected] with the subject line “Dispute Resolution,” and (b) allow us at least ten (10) business days to investigate and attempt to resolve your concern.

2. Dispute Waiver. You acknowledge that the Service is a non-tangible, irrevocable digital product and/or DFY service, and agree not to initiate or pursue a dispute after access is granted or the service has started. Any chargeback filed in contravention of these Terms constitutes a material breach.

3. Evidence Provision. You consent to Asset Academy supplying evidence of your purchase, login timestamps, IP addresses, completed modules, downloaded files, communications, and any DFY deliverables to the payment processor or card issuer as proof of fulfillment.

4. Recovery of Costs. If you initiate a dispute contrary to these Terms and it is resolved in our favor, you agree to pay (a) the original amount of the charge, (b) any dispute fees imposed on Asset Academy, and (c) reasonable collection costs, attorney’s fees, and interest at the maximum rate permitted by law.

5. Temporary Suspension. During an open dispute investigation, Asset Academy reserves the right to suspend your access to all Asset Academy products and communities until the matter is resolved.

The above clauses are intended to comply with card-network rules and applicable consumer-protection laws, while ensuring that legitimate, fully-delivered purchases are not reversed.

4. Intellectual Property

All content, software, frameworks, templates, videos, text, graphics, and other materials provided through the Service are the exclusive property of Asset Academy or its licensors and are protected by copyright, trademark, and other laws. You may not reproduce, distribute, modify, create derivative works, or publicly display any part of the Service without our prior written consent.

5. Account Use & Security

• You must keep your login credentials confidential and may not share, resell, or transfer your account to anyone else.

• You are responsible for all activity that occurs under your credentials. Notify us immediately of any unauthorized access.

• Asset Academy reserves the right to audit accounts and revoke access if sharing or misuse is detected.

6. Disclaimer of Warranties

The Service is provided “AS IS” and “AS AVAILABLE.” Asset Academy disclaims all warranties—express or implied—including merchantability, fitness for a particular purpose, accuracy, and non‑infringement. We do not guarantee that the Service will be uninterrupted, error‑free, or meet your specific results expectations.

7. Limitation of Liability

To the fullest extent permitted by law:

• Asset Academy’s cumulative liability to you for any claims arising out of or related to the Service shall not exceed the amount you paid for the specific Product giving rise to the claim.

• Asset Academy shall not be liable for any indirect, incidental, special, consequential, or punitive damages (including lost profits, business interruption, or data loss), even if advised of the possibility.

Some jurisdictions do not allow limitation of liability for personal injury, so this limitation may not apply to you to the extent prohibited by law.

8. Indemnification

You agree to defend, indemnify, and hold harmless Asset Academy, its officers, directors, employees, and agents from and against all claims, damages, losses, and expenses (including reasonable attorneys’ fees) arising from (a) your use or misuse of the Service; (b) your violation of these Terms; or (c) your violation of any rights of a third party.

9. Governing Law & Dispute Resolution

1. Governing Law. These Terms are governed by and construed in accordance with the laws of the State of Wyoming, USA (without regard to conflict‑of‑laws principles).

2. Binding Arbitration. Except for claims that qualify for small‑claims court, all disputes arising under or relating to these Terms shall be resolved exclusively by final and binding arbitration administered by the American Arbitration Association (AAA) under its

Commercial Arbitration Rules.

• No class actions. You may bring claims only in your individual capacity, and not as a plaintiff or class member in any purported class or representative proceeding.

• The arbitrator shall have exclusive authority to resolve any dispute relating to the interpretation, applicability, or enforceability of this arbitration agreement.

3. Venue. If a claim proceeds in court (e.g., to enforce arbitration or an award), the exclusive venue shall be the state or federal courts located in Laramie County, Wyoming.

10. Changes to These Terms

We reserve the right to modify these Terms at any time. When changes are material, we will notify you (e.g., via email or in‑dashboard alert). Updated Terms are effective immediately upon posting. Your continued use of the Service constitutes acceptance of the revised Terms.

11. Severability

If any provision of these Terms is held unlawful, void, or unenforceable, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full force and effect.

12. Entire Agreement

These Terms, together with our Privacy Policy and Refund Policy, constitute the entire agreement between you and Asset Academy regarding the Service and supersede all prior or contemporaneous understandings, communications, and proposals, whether oral or written.

13. Contact Information

Questions about these Terms? Contact us at:

Asset Academy

Attn: Legal Department

Email: [email protected]